PayoffProtect | CertifID

Total transactions verified by PayoffProtect to date:

0k

transactions verified

$0B

protected

and counting....

Strengthen your security and operations.

Regain productivity

PayoffProtect saved customers an estimated 38,000 hours of manual reviews and lender call backs last year.

Verify with confidence

With the industry's largest dataset, PayoffProtect verifies +96% of payoff instructions - nearly all instantly.

Reduce business risk

Get up to $1M in insurance for every transaction verified by PayoffProtect. No loopholes. All 50 states.

“Mortgage payoff fraud has become a significant threat targeting title agencies of all sizes. That’s why we signed up for PayoffProtect. It’s the most comprehensive product that we’ve found, and built for us in title and real estate. It’s also turned out to be hugely popular with our team as we’ve given them time back, as well as the greatest gift of all: peace of mind.”

Cheri Hippenbecker

Chief Legal Counsel of Knight Barry Title

PayoffProtect verifies thousands of regional, national, and specialty lenders.

“...We will not send a payoff wire unless it’s validated through PayoffProtect. We’ve enacted that as a non negotiable best practice for us now.”

Bryan Brown

Controller

“...I absolutely love PayoffProtect. I think it’s the easiest product that has come about for my team. It doesn’t take up much time and I work on things two days ahead and have my whole week done in a matter of minutes.”

Jessica Tweedy

Disburser

Why is protecting against payoff fraud so challenging?

Learn more about how CertifID helps you navigate the complex lender landscape during a mortgage payoff verification.

Read the article

Frequently Asked Questions

Does PayoffProtect help our customers generate the payoff?

No, PayoffProtect validates the accuracy of wiring instructions to ensure that a payoff wire is legitimate and not fraudulent.

Do I need PayoffProtect if I only send payoffs by check?

Because check fraud has been on the rise, even this method may not keep you safe, and can get costly at an average of $25 per overnight check.

What kind of payoff should be submitted into the PayoffProtect tool?

Any payoff pertaining to a mortgage, HELOC, or commercial loan should be submitted into PayoffProtect. Any payment being sent to a personal account should use the CertifID core product to confirm those wiring instructions.

Protect Mortgage Payoffs