DIGITAL PAYMENTS

Securely collect earnest money

Collect earnest money faster and more securely online, without checks or wire instructions.

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Outdated payment methods threaten today’s real estate deals

Digital illustration of a check with red pixel-like squares breaking away, symbolizing financial data loss or theft.

Save time

Let PayoffProtect do the wire instruction verification and lender callbacks. Your teams will thank you.

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Offload your risk

Get up to $5M in direct insurance per file for every payoff verified by CertifID.

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Maximize your success

Achieve 97% verification success by tapping into a database of millions of transactions across 5k+ lenders.

Collect earnest money faster and more securely online with CertifID

Scale your security posture

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

See how it works
A payment details dashboard on Certifid showing a completed status for Jane Smith, with fields for destination account, transfer type, purpose, and notes.

Simplify deposits

Earnest money deposits shouldn’t be chaotic for your team or your buyers. With a simple branded link, no apps or logins required, the process is intuitive, mobile-friendly, and easy to complete in a few steps. No checks, chasing, or confusion.

See how it works
Mobile phone screen displaying a confirmation message that says, “Your payment was initiated to Pinpoint Title,” with a note that confirmation will follow within 2 business days.

Stay in the know

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

See how it works
Certifid desktop view of a $3,000 transaction in a “Pending” status, showing payment information, transaction ID, payer, and other transfer details for Jane Smith.

Streamline your workflow

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

See how it works
Top half shows a payment table on Certifid listing multiple transfers with various statuses

Strengthen relationships, win more business

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

See how it works
Mobile phone screen showing a secure payment prompt from www.certifid.com with a house graphic and a message that reads, “Make your payment. Safely and securely.” followed by a “Get Started” button.
ATG Title Logo

“We give buyers three options: old school check, wire, or the payments portal. And honestly, most people just want to stay in their pajamas, and link their bank account. More than half are choosing the payments portal.”

Headshot of J. Hope Ottoviani

J. Hope Ottoviani

Director of Operations at ATG Title, Inc.

Frequently asked questions

Is this an ACH payment?

Yes. Payments are processed via ACH through CertifID’s trusted platform, with verified bank accounts, identity checks, and encrypted transfers to help prevent wire fraud and check tampering.

Do buyers need to create an account or download an app?

Nope. Buyers receive a branded payment link they can use from any device, no logins, no downloads, and no extra steps.

What if a buyer still wants to use a check or wire?

You can still offer traditional options. But most buyers prefer the convenience and peace of mind of sending ACH payments online in just a few taps. Plus, collecting payments through the CertifID platform lowers your risk of devastating fraud and reduces your liability.

How does this help our team?

You’ll cut down on support questions, reduce manual tracking, and gain instant visibility into each earnest money payment’s status, all from your CertifID dashboard. And like we’ve said before, there’s a huge benefit to not being liable for fraud.

Modern closings deserve modern payments

CertifID helps title companies and agents collect earnest money faster, safer, and without the hassle of checks or wire instructions.

Let us show you how.

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