Tracking Instant Payments:

The Benefits and Risks for Real Estate Transactions

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Instant payment options are increasing.

FedNow® is here! And with it, another choice for instant payments.

Another instant payment option, Real Time Payments (RTP) from The Clearing House, has been available since 2017.

Adoption is expected to accelerate.

Instant payments are attractive for their shorter transaction windows, high transaction limits, and low transaction fees.


of consumers are interested in faster payments to businesses.

The Federal Reserve, 2022

of all U.S. direct deposit accounts are enabled with RTP.

The Clearing House, 2023